Planned giving is a meaningful way to extend your support of St. Bernard’s High School far into the future. By including St. Bernard’s in your will, trust, or retirement plans, you help ensure that future students continue to benefit from a strong faith-based education, dedicated teachers, and a close-knit school community.

Whether through a bequest, a beneficiary designation, or another estate planning option, your generosity helps strengthen the foundation of St. Bernard’s for generations to come.

A Simple, Tax-Smart Way to Give from Your IRA

If you are age 70½ or older, you may be able to support St. Bernard’s High School through a Qualified Charitable Distribution (QCD) — a direct gift from your IRA that counts toward your Required Minimum Distribution (RMD) but won’t increase your taxable income.

Many members of the St. Bernard’s community choose this option because it is simple and effective:

• Your IRA custodian sends the gift directly to St. Bernard’s High School

• Your gift makes an immediate impact on today’s students

• Since the gift doesn’t count as income, it can reduce your annual income level. This may help lower your Medicare premiums and decrease the amount of Social Security that is subject to tax.

We encourage you to speak with your tax advisor to see if this type of gift is right for you.